Happy cheap holidays!
Some good, perhaps obvious, advice for enjoying a more frugal Christmas. The advice within got me to apply for one of those cash-back credit cards after thinking about it for years. We already got burned by the new card, though: its payment date was 2-1/2 weeks earlier than our old card and we didn’t realize it til too late! The $35 surcharge and ding to our credit rating make the initial $50 cash back a bittersweet victory.
Yes, you can cut your Internet and phone costs
This article from The Detroit Free Press cites a couple of good sites that could offer savings, such as MyRatePlan.com which shows you the wireless companies' best deals (an oxymoron perhaps?). But it’s the 40+ readers’ comments offering lots more advice that makes clicking on this one worthwhile. I keep making a note to myself to check whether I’m eligible yet to opt out of my current wireless contract. And now I know there’s better deals out there…
Living on less really pays off
In this recent article from one of my favorite information sites, Bankrate.com you’ll find out how to do more with less. Says Jeffrey Yeager, author of "The Ultimate Cheapskate's Road Map to True Riches,” in the article, “The two most important assets you can have in the current economy -- and it's not gold, and God knows it's not stock and it's not your house -- but in my opinion, the two greatest assets you can have are no debt and, maybe most important, the ability to live very happily on very little.”
The article’s four steps (with explanations) to living on less include: 1) identify goals; 2) chart assets and liabilities; 3) make a choice; and the always unpopular (at least at my house) 4) clean house.
Laughing’s better than crying
"Americans say they are planning to do a lot of their holiday shopping this year at warehouse stores like Costco. Because, folks, nothing says Merry Christmas like 90 rolls of toilet paper."—Conan O’Brien
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